Not Showing on the Electoral Roll - Credit Suffers Negatively
If you are not on the electoral roll your credit status suffers and this can affect your numerical credit rating score to your detriment.
Excellent credit reports mean the credit agencies like Experian and Equifax will improve your credit rating thereby resulting in good credit, whilst poor credit reports reduce your credit rating resulting in bad credit.
It’s therefore important to contact your local council and get your details listed on the electoral roll as a matter of urgency. In the long term this shouldn’t have too great an impact. However short term some high street lenders may turn up their nose at any mortgage application you make to them.
Depending on how urgent your need is to get a mortgage or a remortage the solution available may lead you having to consider getting the best bad credit mortgage deal available as the issue here is very minor.
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