Bad Credit and No Proof of Income Mortgage
It doesn’t matter if you have a requirement for a no proof of income mortgage or a poor credit mortgage. The Bad Credit Mortgage Centre can help assist you even if you have poor credit such as mortgage arrears, ccj’s or credit card defaults etc. so don’t despair, just call for help.
Also, it doesn’t matter whether you’re employed or self-employed you can have access to products that are designed with you in mind courtesy of The Bad Credit Mortgage Centre. Our specialist mortgage brokers will source lenders whose expertise is fundamentally in self certification mortgages.
Mortgages for new purchases and remortgages, with up to a 90% loan to value ratio are possible even when it is difficult to prove your income. Your difficulty could be for numerous reasons such as your accounts don’t reflect your income or profit. Alternatively it may be due to you solely working on a commission basis.
Even if you’re suffering from bad credit now or in the past and even acquired mortgage arrears it is still possible to get help from us
If you can afford to make mortgage payments but simply can’t prove your income in the typical way we can help you apply for a mortgage on a self cert basis that requires no proof of income.
When you apply for a self certified mortgage you don’t have to provide accounts, pay slips or any other proof of income, as an alternative you simply certify that you have adequate income to make the monthly repayments.
In situation where you have adverse credit or previous arrears our expert mortgage brokers can locate lenders who can help. We will assist you if you have bad credit, you may have poor credit subject to a variety of unpaid council tax, water bills or even mortgage arrears. Just contact us for assistance
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