Is It Still Easy To Get a Mortgage With CCJs?

The question people often ask is it still easy to get a mortgage with ccjs? Well it’s never been easy per se, but it certainly wasn’t difficult to arrange, that is until the ‘credit crunch' reared it’s ugly head!

Whether you comprehend it or not, having a County Court Judgement or CCJ against you for unpaid debt is very likely to cause issues when it comes to making an application for a mortgage.

Traditional high street lenders are not likely to offer their top products to people they observe as a greater risk, which is why you should always check your credit record before applying for a mortgage.

However, if you’re one of those people who thought that you can't get a mortgage with a CCJ hanging over you, don’t worry The Bad Credit Mortgage Centre can still help you to find a suitable competative mortgage product to match your needs.