Self Certified Mortgage Company List UK – Is There One?
Unfortunately, there is no specific self certified mortgage company list UK in any directory at present.
However, our specialist knowledge has enabled us to help many of the millions of UK householders in the various aspects of self certification, self certified or self cert mortgage procedures.
The main help falls within the following three categories:
- Self Certified Mortgages
- No Income Proof Mortgages
- Mortgages with no accounts
Are you one of the estimated three million self employed people in the UK, or are you one of the many individuals with different working preferences?
If you are you’ll benefit from using the assistance of The Bad Credit Mortgage Centre who specialise in recommending brokers for self certification mortgages and remortgages for the self employed, company directors, contractors and many additional people who find it difficult to prove their income.
Historically in the UK lenders have taken an elusive view of the self employed, however due to greater competition a greater number of high street and specialist lenders now provide solutions for the self employed through self certification mortgages.
With a self cert mortgage, individulas make a declaration as to what their income is, however the great benefit is you don’t need to provide any proof. You simply state what your potential income will be, rather than providing specific documentary proof such as evidence of accounts or payslips etc.
The no proof of income mortgage market sector has developed tremendously over the past decade with numerous specialist lenders offering innovative mortgage solutions to cater for the huge demand of self employed persons.
These options are a saviour for those of you who may not be eligible for a standard mortgage for all sorts of reasons, such as simply being self employed or by having irregular earnings, or just because your income is created from numerous different sources.
A no income proof mortgage is where you confirm your income without the need for independent verification. Mortgages for the self employed are ideal for self employed people or where income is paid by more irregular means such as gifted bonuses. If you need help all you need to is call…
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