All Entries in the "Credit Rating" Category
Does Not Having a Credit Rating Effect Whether or Not You Get a Mortgage?
The question does not having a credit rating effect whether or not you get a mortgage can be answered with a simple, YES!
When applying for a mortgage it’s standard procedure for all lenders to check your credit rating.
They usually use one of the two major credit reference agencies, Experian or Equifax. Both of these agencies [...]
How Can I Get a Mortgage if My Credit Score is Poor?
If you’ve undertaken a credit check with a credit reference agency and discovered your credit score is poor you’re probable wondering how can I get a mortgage?
Well once you’ve found that your credit score is poor and is stopping you getting a mortgage then luckily you’ve landed in the right place.
The bad credit mortgage centre [...]
No Credit Check Mortgages!
All no credit check mortgages are a last resort solution.
As you are aware it doesn’t matter how much you try to prepare yourself for a simple straight forward life, from time to time things happen that are completely out of your control.
When the unexpected does happen, your credit rating is often the first thing that [...]
Credit Check For A Mortgage Application?
Do a credit check before making a mortgage application!
If you have not done this and your mortgage application has been rejected, or you simply suspect that you may have a bad credit rating, you can access your credit file at Equifax or Experian.
There are a number of important steps in the mortgage application process and [...]
I Want to Change Mortgage Lender But Credit Rating is Poor!
So the question is; I want to change mortgage lender but credit rating is poor, what can I do?
We’re all aware that our modern life is based on our ability to borrow finance. However there is significant matter that has to be taken in to consideration before any of this can take place. The [...]
How to Improve Your Credit Score In Easy Steps
If you want to improve your credit score from one of bad credit record then the following advice will help your progress your credit score overall.
The purpose of repairing your credit rating is manifold and you need to be aware it won’t happen overnight.
Indeed before you even start, you need to approach credit agencies like [...]
Not Showing on the Electoral Roll - Credit Suffers Negatively
If you are not on the electoral roll your credit status suffers and this can affect your numerical credit rating score to your detriment.
Excellent credit reports mean the credit agencies like Experian and Equifax will improve your credit rating thereby resulting in good credit, whilst poor credit reports reduce your credit rating resulting in bad [...]
Bad Credit Rating Can Impact Getting a Mortgage
A lot of people are under the misconception that a bad credit rating will completely stop them from purchasing their dream home either as a first time buyer or by taking the next step up the property ladder albeit in London or elsewhere in the UK.
They often believe that when they apply for a new [...]