All Entries in the "Self Cert" Category
Bad Credit Self Cert Mortgages and Self Certification Adverse Mortgages
Bad credit self cert mortgages for the UK’s self employed individuals or people with no proof of income has increased in popularity at the same time as lenders have pulled thousands of products due to the ‘credit crunch’
As it’s been widely reported that around 14% of UK citizens are self employed, you can imagine the [...]
Self Cert?
Self Cert could be the answer if you need a mortgage but can’t prove all of your Income. So don’t worry, you’ve got nothing to get stressed out about as our self certification mortgage brokers understand your dilemma completely.
Literally many thousands of clients in a similar, if not identical situation to you achieve their property [...]
Getting a Mortgage Without Proof of Income, Is It Still Possible?
If you’re looking at getting a mortgage with no proof of income you’ll find lenders far more rigid in their response than a year ago. The liquidity crisis is definitely playing a pivotal roll in the tightening of lenders criteria.
However it is still possible to get a mortgage or remortgage with no proof of [...]
How Easy Is It To Get a Self Cert Mortgage?
Essentially once you the borrower fits the lenders lending criteria, getting a self cert mortgage is no harder then getting a bog standard mortgage.
This is especially the case if you use The Bad Credit Mortgage Centre whose mortgage broker’s expertise lies in this specific arena. All we need to progress matters is initially to ascertain [...]
Self Cert Remortgage
A self cert remortgage and self cert mortgages are purposely created for people who have problems proving their annual income.
Whether you’re self employed or employed, The Bad Credit Mortgage Centre can get you the top self cert remortgage deal possible for your specific circumstances. The reason people opt for a self cert mortgage is due [...]
Self Cert Adverse Mortgages for Brokers
Finding a broker to source the best self cert adverse mortgages to match your current circumstances is getting more and more difficult as the financial ‘credit crunch’ bites ever deeper.
That’s why it makes sense to speak to experts such as The Bad Credit Mortgage Centre who offer specialist brokers knowledge to help people looking [...]
Credit Crunch Need a Mortgage Self Cert?
The credit crunch has had a huge effect on the mortgage sector and we’ve had many self employed people tell us they need a mortgage self cert, but with the credit crunch is it possible?
But first what exactly is a self certification or self cert mortgage?
According to the Council of Mortgage Lenders, a self-cert mortgage [...]
Mortgage Without Evidence of Income
Special schemes of mortgages without evidence of income requirements are available. These primarily take the following form:
First there’s self certified mortgages For the Self Employed. This consists of the self certification mortgage where, as an alternative to providing documentary evidence of their income such as payslips or audited accounts, they just need to confirm their [...]
No Proof of Income Loan – Secured or Mortgage Loan?
Of the many millions of self employed people who need to acquire a secured no proof of income loan or mortgage many tell us they haven’t looked around for the best offers as they’re convinced there’s not a great deal of options available to them so they don’t waste their time looking around, just to [...]
Bad Credit and No Proof of Income Mortgage
It doesn’t matter if you have a requirement for a no proof of income mortgage or a poor credit mortgage. The Bad Credit Mortgage Centre can help assist you even if you have poor credit such as mortgage arrears, ccj’s or credit card defaults etc. so don’t despair, just call for help.
Also, it doesn’t matter [...]