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Credit Crunch Need a Mortgage Self Cert?

The credit crunch has had a huge effect on the mortgage sector and we’ve had many self employed people tell us they need a mortgage self cert, but with the credit crunch is it possible?
But first what exactly is a self certification or self cert mortgage?
According to the Council of Mortgage Lenders, a self-cert mortgage [...]

Self Cert Credit Crunch and Bad Credit Mortgage Offers for the Self Employed

Only a few months ago it was relatively easy for those with no proof of income to get a true self certification mortgage from a wide range of lenders to very high loan to value ratios (LTV’s) even if they had adverse credit and had to go down the bad credit self cert remortgage route.
However, [...]