REPOSSESSION MORTGAGE

Stop Repossession NOW!

We can help you stop repossession of your home immediately. By switching to a different mortgage lender you may be able to free up sufficient funds to pay off your current lender.

Our brokers specialise in fast tracking repossession mortgages and can advise you on the best deal to get you out of your current situation. If you have been threatened with home repossession in the UK then give us a call right now.

If your house is repossessed then you could be evicted and your home sold at auction to pay off your lender.

Yes, we really can help you stop your home being repossessed. But you will have to act quickly to save your home. You may have less time than you think. Don’t be caught out. Stop your lender seizing your home.

Call us now do we can get a specialised broker to call you back immediately. Their professional advisers are friendly and courteous and will be sympathetic to your situation. Their advice is free, impartial and without obligation. If you want to get a new mortgage to stop a repossession then phone now so they can evaluate your position and advise you of the best way forward.

Even if your repossession or eviction is imminent there may still be time for us to do something to help you. But you must call now. If your eviction date is tomorrow or the lender already has your keys we still may be able to do something to help. Just call us.

Our specialised brokers have helped individuals and families in your situation many times before, so their experience means they already know exactly what to do at every stage of the house repossession process. Whether it’s getting you a fast track mortgage with plenty of time to spare or getting a solution when the bailiffs are at your door we should still be able to help you.

What is Repossession?

This is a legal process through which your lender can get a court order to give them possession of your home, so that they can sell it to pay off what you owe them. As part of this process you will no longer have a right to live in your home and you will be evicted.

This will only happen if the court decision is an Outright Possession Order. The court may decide that a Suspended Possession Order is more appropriate. In this case you must agree to make a specific payment each month, but if you fail to make the payments you will be evicted possibly with very little notice.

A Time Order is another alternative that the court may give you if you have a secured loan or second mortgage on your home. This will enable your payments to be reduced by either a change of interest rate on your mortgage or by making the term longer.

The final option available to the court is a Money Judgment. This gives your lender the right to recover the whole of the outstanding mortgage amount and not just the payments you have failed to make.

What Next?

So long as you have enough equity in you home to pay off the total of all the payments you have missed in the past then it should be possible to arrange a change of mortgage for you to release cash to pay off your existing lender and stop repossession of your home.

Our brokers can do this because they have access to some specialised mortgage lenders who take a more positive approach to lending and consider each application with a more pragmatic analysis of you current financial situation.

Don’t let repossession happen to you. Give us a call now so we can help you keep your home.